15-Year Fixed Refinance Rate and Fee Quote

A 15-year fixed rate is a great option for homeowners who have specific plans to pay the home off one day. And while the 15-year fixed rate loan has a higher payment, it will save you tens of thousands of dollars compared to a 30-year fixed loan. The 15-year loan can also be paid off faster than 15 years, for you ambitious homeowners. The 15-year fixed rate is typically a full percent lower than the 30-year fixed rate, saving you even more money.

Choosing a rate with little or no fees is a smart idea if you are refinancing your home in an environment where mortgage rate prices are going down. The logic behind choosing a no fee rate is that you can refinance again if rate prices drop a few months later.

If you plan to live in the home loan-term, paying some closing fees now to save a significant amount of money later is often the best choice when refinancing in a market where mortgage rate prices are stable or increasing.

Use the quick form on this page to get a custom quote that is totally anonymous. The quote includes closing fee estimates, interest rate options, and monthly payments. No personal information needed. No talking to a mortgage salesperson. Just the facts and figures.

Click the “APPLY NOW” icon below when you are ready to apply for a loan.