30-year Fixed Purchase Rate and Fee Quote

A 30-year fixed rate is a great option for homebuyers who have no specific plans to pay the home off or live in it forever. And while the 30-year fixed rate loan was designed to give homebuyers a low, stable payment, it can also be paid off at any time with no penalty; you do not need to keep a 30-year loan for thirty years in other words.

Your base principal and interest payment will stay the same for the entire term of the loan. Your Taxes, Insurance, or Homeowners Association dues might change, but not the base principal and interest payment.

Choosing a rate with little or no fees is a smart idea if you are purchasing your home in an environment where mortgage rate prices are going down. The logic behind choosing a no fee rate is that you can refinance again if rate prices drop a few months later.

If you plan to live in the home loan-term, paying some closing fees now to save a significant amount of money later is often the best choice when buying in a market where mortgage rate prices are stable or increasing.

Use the quick form on this page to get a custom quote that is totally anonymous. The quote includes closing fee estimates, interest rate options, and monthly payments. No personal information needed. No talking to a mortgage salesperson. Just the facts and figures.

Click the “APPLY NOW” icon below when you are ready to apply for a loan.