Commercial Loans

Private money commercial loans provide funds for owners and prospective owners who either do not qualify for the rigid bank underwriting guidelines or who don’t have the time nor desire to deal with the banks. Private money commercial loans typically have much higher fees than bank commercial loans, but offer incredible speed, convenience, and no-hassle financing in return.

Program Summary

Mixed-use Commercial / Residential Loans

Multi-Family Properties Loans

Fix and Flip Renovation Loans

No-Income Verification Loans

Small-Balance Industrial Loans

Stated rental income on apartments and multi-family properties.

Guideline Summary

Up to 50% to 60% loan-to-value on a commercial refinance.

Up to 65% loan-to-value on a commercial purchase.

Typically, 10 to 14-day closing times.

2^nd mortgages up to 60% loan-to-value (typically 5-7 day closing times)

Terms of up to 5-Years.

Fast Underwriting turn-times (typically same day of receiving application package)