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When a mobile home is affixed to the land that you own by way of a permanent foundation and you begin to pay tax on the home and the land as one, that mobile home is changed from personal property into real property, and it then becomes a Manufactured Home.
Manufactured homes often get confused with “Modular” homes. A modular property is a regular home that is primarily built offsite and then transported to the location and assembled onsite.
Manufactured homes can offer most of the same comforts and spaciousness of a “stick built” home but at a much lower cost and with a much faster construction time. A manufactured home can be a great alternative to many of the overpriced stick-built homes offered these days.
Resale value and financing are two of the primary matters prospective manufactured home buyers should be aware of:
Your manufactured home will not experience the same level of value appreciation that a comparable stick-built home will realize – a manufactured property is something more suited to an individual or family who plans to retain the home for life – an example would be the family that builds a manufactured home near by or on a lake and they plan to keep it in the family forever.
The second matter is that financing is seemingly difficult to impossible to find for manufactured housing…which is where United Real Estate Capital will be happy to help…
Our manufactured loan program is available for both single-wide and multi-wide manufactured homes. The program accommodates credit scores of 640 and above on conventional loans and 620 and above on VA loans. We make manufactured home financing just as easy as getting a stick-built home loan.
Use the quick form on this page to get a custom quote that is totally anonymous. The quote includes closing fee estimates, interest rate options, and monthly payments. No personal information needed. No talking to a mortgage salesperson. Just the facts.
Click the “APPLY NOW” icon below when you are ready to apply for a loan.