Manufactured Home Loan

When a mobile home is affixed to the land that you own by way of a permanent foundation and you begin to pay tax on the home and the land as one, that mobile home is changed from personal property into real property – a manufactured home.

This loan program is available for both single-wide and multi-wide manufactured homes. The program accommodates credit scores of 640 and above on conventional loans and 620 and above on VA loans. A manufactured home could be a great alternative to the high prices of stick-built homes.

Manufactured homes often get confused with “Modular” homes. A modular property is a regular home that is primarily built offsite and then transported to the location and assembled onsite.