Rental Property Loan Rate and Fee Quote

Financing your first rental property can be fairly easy. Financing your second, third, and fourth rental properties is a different story because it becomes increasingly difficult to find a home loan. You might not have owned the property long enough and/or the rental income showing on the tax returns is not enough to qualify for a mortgage.

The Debt-Service Coverage Ratio (DSCR) loan is the ultimate Real Estate Investor product. The DSCR loan qualifies you based on the prospective monthly income of the rental property you plan to purchase - this is accomplished by using the market-rents in the area instead of your tax returns.

Up to 20 properties can be financed with loan amounts of up to 2million. The program is eligible for both short and long-term rentals.